Check out our SMS Banking services for quick account info sent via text message to your Mobile Device.

What is text banking?

 Text banking is a free service which allows you to quickly request and receive account information via text message by texting one of the commands below to 39257. You won't need to sign in and it's just as secure as our other services.

 Enroll today using our Mobile Banking App and discover the convenience of Text Banking with Citizens Community Bank.

 What you can do with text banking:

  • Balance for main account (BAL)

  • Balance for all accounts (BAL ALL)

  • Recent account activity (ACT)

  • Transfer funds between your CCB Checking and Savings accounts

  • Account history for all accounts or per account (HIST + ACT)

  • ATM locations (ATM + ZIP) 


 *NOTE: If you currently use a signature on text messages you MUST use CCB with your text commands or remove the signature. example: (BAL+CCB) or (HIST+ACT+CCB)



24 Hour Phone Banking

To Access Our 24-Hour Automated Telephone Banking System Call

(931) 967-3771





Need to Order Checks?

Order your checks online from Harland Clarke


Ordering checks online from Harland Clarke is as secure as ordering in person or over the phone.

Click Here to Order!


24 Hour Teller

Need to make a transaction after normal business hours?

Try our 24 Hour Automated Teller Machine for convenient easy banking right from your car any time of the day or night.

Receive a debit card with a Regular Checking Account!

Business Hours

Main Office
Monday - Thursday: 8:30 a.m.-3:30 p.m.
Friday: 8:30 a.m.-5:00 p.m.

Drive-Through Window
Monday - Friday: 8:30 a.m.-6:00 p.m.
Saturday: 8:30 a.m.-Noon

Decherd Drive-Through Branch
Monday - Friday: 8:30 a.m.-6:00 p.m.
Saturday: 8:30 a.m.-Noon

Huntland Branch
Monday - Thursday: 8:30 a.m.-4:00 p.m.
Friday: 8:30 a.m.-5:00 p.m.
Saturday: 8:30 a.m.-Noon (Drive-Thru only)

Contact Us

Citizens Community Bank
1418 Dinah Shore Blvd.
Winchester, TN 37398

Phone 931-967-3342
email Contact Us
web Driving Directions

FAX: 931-967-4761
Huntland FAX: 931-469-0097


Lost Debit card?

To Report a Lost or Stolen Debit Card Call


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