Our mortgage expertise can be the foundation to a great home mortgage experience for you and your family. Our team of highly qualified mortgage specialists will work with you to help determine which loan is right for your budget and in some cases get you approval in 24 hours or less.

Citizens Community Bank Mortgage Offers:

  • Competitive Rates

  • Local Answers

  • Distinctive Service

  • Free consultations and comparison flyers to help determine which loan will fit your budget.


CCB Mortgage can help you with many real estate and development projects

  • Purchases and Refinances

  • Construction

  • FHA

  • VA

  • Rural Development

  • Conventional Financing Available for Qualified Buyers

  • Local Approval Process and Underwriting


 For Approval In 24 Hours or Less, Prepare the Following Information. 

  • Past two years W-2s
  • Two Current Bank Statements
  • Two Years Tax Returns if self-employed
  • Employers Name, Address, Phone and Fax Number
  • List of debt owed with account numbers, address, monthly payments and current balance


The CCB Mortgage Team


Diane Gass
Vice President, Mortgage Lending
NMLS#: 774771

Karen Morgan
 Mortgage Lending


Lillian Marquez
Mortgage Lending
NMLS#: 650156

Trish Lawrence
Mortgage Lending
NMLS#: 684185

Diana Rocha
 Mortgage Lending
NMLS#: 820718




24 Hour Phone Banking

To Access Our 24-Hour Automated Telephone Banking System Call

(931) 967-3771





Need to Order Checks?

Order your checks online from Harland Clarke


Ordering checks online from Harland Clarke is as secure as ordering in person or over the phone.

Click Here to Order!


24 Hour Teller

Need to make a transaction after normal business hours?

Try our 24 Hour Automated Teller Machine for convenient easy banking right from your car any time of the day or night.

Receive a debit card with a Regular Checking Account!

Business Hours

Main Office
Monday - Thursday: 8:30 a.m.-3:30 p.m.
Friday: 8:30 a.m.-5:00 p.m.

Drive-Through Window
Monday - Friday: 8:30 a.m.-6:00 p.m.
Saturday: 8:30 a.m.-Noon

Decherd Drive-Through Branch
Monday - Friday: 8:30 a.m.-6:00 p.m.
Saturday: 8:30 a.m.-Noon

Huntland Branch
Monday - Thursday: 8:30 a.m.-4:00 p.m.
Friday: 8:30 a.m.-5:00 p.m.
Saturday: 8:30 a.m.-Noon (Drive-Thru only)

Contact Us

Citizens Community Bank
1418 Dinah Shore Blvd.
Winchester, TN 37398

Phone 931-967-3342
email Contact Us
web Driving Directions

FAX: 931-967-4761
Huntland FAX: 931-469-0097


Lost Debit card?

To Report a Lost or Stolen Debit Card Call


© 2018 Citizens Community Bank   |  Your Hometown Bank Ccbank
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